In a couple of weeks, we will see the three year anniversary of the end of the Great Recession, which was the worst economic crisis to hit the United States since the 1930’s and ran from December of 2007 through June of 2009. (For those of you who aren’t familiar with the definition of the…
When people talk about “borrowing money”, it isn’t entirely accurate. What is really happening is renting someone else’s property. It doesn’t matter if you are talking about credit card debt or student loan debt. Imagine I own a $100,000 lake cabin. You want to take your family on a vacation this summer, so you approach me and…
The United States is facing a significant cultural challenge driven by basic biology that could radically redefine our socioeconomic structure. That isn’t hyperbole, it’s a statement of fact. Several years ago, I began reading research papers, essays, and other data on assortative mating patterns in human populations. In essence, people want to be around people…