Moroccan Trade Routes and Lines of Credit
I spent my morning taking the Moroccan empire to victory in Civilization V against the world thanks to an extensive network of highly lucrative trade routes before going to the bank with Aaron to sign the contract for a new working capital line of credit our banker recommended. The whole experience was a pleasant surprise. The banker suggested it during a routine meeting, the rate is dirt cheap (especially on an after-tax, inflation-adjusted basis), and the underwriters came back and gave us 60% more than the amount we had requested after reviewing the documentation. Given our account balances, he even managed to waive the annual line of credit fee, which was not insignificant, something both of us appreciated.
The convenience is going to be wonderful. All I have to do is pick up the phone, call his direct line, and tell him how much I want swept into the account. There’s even a fixed rate conversion feature so I can change amounts over a certain threshold into a payment schedule, ranging from 12 months to 5 years. Given my general distaste for debt and innate financial conservatism, I doubt I’ll ever take advantage of any of this, but I like knowing it is there.
After that was done, with our copies of the signed contracts in hand, we grabbed an $8 pizza from Little Ceasars, some bottles of Dr. Pepper, and stopped by my parents’ factory to visit with everyone. I wanted to see if my mom had made a list of the things she wanted to do when we go to Disneyland in a few days (this year, she’s flying out to Southern California with us, then Aaron and I are staying out there a bit longer as we have some business to attend to in Carlsbad, Temecula, Montecito, and a few other places; the schedule isn’t finalized, yet, so I’m not sure exactly where I’ll be or when, only that I need to get the house ready for the house sitters before the weekend is over, which is going to be a problem if I don’t break myself away from Civilization. It was the Beyond Earth announcement that got me hooked, again).
I’m thinking that after I’ve taken over the world and am the only remaining civilization, I might raze all my cities, start over, and build the theoretically perfect nation with maximum attributes just to solve the math problem of it. I’ve also begun experimenting with the custom map builder more.
Maybe when Beyond Earth comes out we should have a blog league where we can play against each other in an online game. Though, some of y’all seem to prefer the military route so that prospect is a bit terrifying. I’ll probably try to start some intergalactic science academy or museum, peacefully tending to my trade posts, only to have one of you march troops over my hill and leave my people dead, carnage wrought across the now desecrated landscape. Then I’ll have to swear revenge, become Darth Vader, build a Death Star, and where does that get us?
Though, I’m the one who just invaded Sweden without provocation, so …