Here is a great question about first home buying and what to expect … Dear Joshua, I’ve learned a lot over the years reading your content, and I value your in-depth research and nuts-and-bolts discussions on a lot of the subjects you talk about. With that, I have some questions about home ownership. My wife…
DetailsYesterday was reasonably productive, but not in the things I needed to get done. I blame the rose project. My obsession has grown to the level of total infatuation. It’s a thing now; just like investing, cooking, writing, and music. At least it’s not a really expensive hobby like horse racing. To give you…
DetailsMy morning was spent reading the New Hampshire Bar Journal, Winter 2010 edition because I was interested in a piece by Joseph F. McDonald, III called Migrating Trusts to New Hampshire: The “Why” and the “How”. New Hampshire, along with a very few other states, allows the existence of something known as a “silent trust” or “quiet trust”. It made me realize: I think a person could use these to drive a truck through the college financial aid process.
DetailsAfter planting the easy Knockout Roses, which are looking better and better with each passing day (they started as tiny sticks of wood and have blossomed so quickly I hardly recognize them), I made the leap into the more “serious”, higher maintenance rose families this afternoon. I went to my local nursery and bought two…
DetailsThis is one of those deep, working essays that many of you won’t want to read that deal with understanding the underlying structure, changes, and direction of society. It is a response to a question by commentator Frat Man left on this thread. He asked: Hey Joshua, I had a question for you. As every…
DetailsHow can people do this and live with themselves? This is the sort of thing that if I were running a company, I don’t care if we made millions of dollars a year in profit doing it, I’d shut it down. I believe it is immoral. Sure, it breaks no laws that I know of but it strikes me as ethically wrong. It is the reason we need stronger consumer protection laws in the United States. I believe it preys on the ignorant; the people who don’t know any better and who are trying to secure their future.
DetailsIn 1927, Hugh Roy Cullen was approached by Jim West, a wealthy lumberman who had invested in projects with Cullen in the past. On a Saturday, West called Cullen to his downtown Houston office, where he made the following offer: I’ve got $3,000,000 lying around. And I’ve got the West Production Company, which don’t amount…
DetailsAcross the Atlantic Ocean, several members of the European Union are experiencing an economic catastrophe that is, for them, on scale with what the United States went through during the Great Depression. To illustrate the depth of the pain using two examples, the unemployment rate in both Spain and Greece now stands at 27.2%.
DetailsI’m going to walk you through how I’d save money if I were a typical 25 year old with a spouse and one kid on a $40,000 salary.
DetailsThis mail bag question is a tough one about the conflict between two competing freedoms when dealing with public accommodation laws. Thanks for sending it in, I enjoyed thinking about it during an ice cream break at the office today. It was a fun distraction. (But not nearly as fun as calculating the 25 year…
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